Medicare Solutions Made Easy.
Your Health, Our Priority.
Confused about Medicare?
We are here to help.
Medicare can often be confusing, with its many plans, coverage options, and enrollment periods. It's easy to feel overwhelmed trying to navigate all the details and choose the best option for your unique needs. We have a wealth of information available to help you make informed decisions about your Medicare coverage. If you have any questions, please contact us. Our friendly and knowledgeable team is here to assist you with any inquiries or concerns you may have. We’re committed to providing you with the best possible service and support.
What we do
We help you find suitable coverage that meets your specific needs, budget, and retirement goals. We provide you with a user-friendly platform to understand how to navigate your Medicare coverage options. We will teach you how Original Medicare works, including its coverage, costs, and limitations. We will provide you with detailed insights on the enrollment periods for Medicare, helping you understand the timelines and requirements for signing up. We also offer a FREE consultation where we guide you through the different Medicare coverage options and help you make the best decision based on your needs, preferences, and budget.
Our Values
Service
We believe in providing exceptional service that goes above and beyond to meet the needs of our clients. Our commitment to excellence ensures that every interaction is handled with professionalism, attention to detail, and a genuine desire to help.
Priority
Our clients are our top priority. We focus on understanding your unique needs and preferences to deliver tailored solutions that enhance your well-being and peace of mind. Your satisfaction and success are at the heart of everything we do.
Compassion
We approach every situation with empathy and understanding, recognizing the importance of compassion in healthcare decisions. We are here to support you with kindness and respect, ensuring you feel heard and valued throughout your Medicare journey.
Medicare Plans We Offer
Medicare Advantage Plans ( Part C)
Medicare Advantage plans also known as Medicare Part C are offered by private health insurance companies as an Alternative to Original Medicare
Medicare Supplement Plans (Medigap)
Medicare Supplement plans are offered by private health insurance companies that help fill in the gaps not covered by Original Medicare
Medicare PDP Plans (Part D)
Part D prescription drug plans are another option for beneficiaries to get help with drug costs not covered by Original Medicare
What our clients are saying about us...
Frequently Asked Questions (FAQ)
Will I automatically be enrolled in Medicare when I turn 65?
If you are getting Social Security, Railroad Retirement, or disability benefits, you'll automatically get enrolled in Medicare Parts A and B. About 3 months before you turn 65 or 24 months into disability, you'll receive an Initial Enrollment Package. This includes info about Medicare, a questionnaire, and your Medicare card. If you want both Part A and Part B, sign your Medicare card and keep it with you. To decline Part B, mark the refusal box on the card, sign, and return it to Social Security. You'll get a new card showing only Part A.
Does Medicare pay for dental services?
Medicare does NOT cover routine dental care or most procedures like cleanings, fillings, extractions, or dentures. Occasionally, Medicare Part B may cover certain dental services, and Part A might cover some inpatient dental care.
Does Medicare pay for prescription drugs?
Medicare does NOT cover prescription drugs. However, Medicare Part A will cover drugs received as part of treatment during an inpatient hospital stay.
How can I get a replacement Medicare card?
To get a replacement card, call 1-800-772-1213 or visit the Social Security Administration website. Have your Medicare number on hand when you call. You should expect to receive your new card in approximately four weeks.
I can't afford my Medicare premiums. What can I do?
If your income is limited, your state might assist with Medicare costs like premiums and deductibles. Contact your State Medical Assistance program and they will be able to determine your eligibility. With Medicare Part A, limited income, and financial resources below $4,000 for an individual or $6,000 for a couple, you may qualify for assistance as a Qualified Medicare Beneficiary (QMB) or Specified Low-Income Medicare Beneficiary (SLMB). QMB covers Part B premiums, deductibles, and coinsurance, while SLMB helps with Part B premiums.
Will my premiums increase because of my higher income?
Beneficiaries with higher income could be subject to pay a larger monthly Part B and Part D premium based on there income. The additional amount is referred to as an income-related monthly adjustment amount.
We work with the following companies as an independent broker: Aetna Inc., Cigna Healthcare, Elevance Health, Inc., Humana Inc., UnitedHealthcare®, Wellcare Health Plans, Inc, and Devoted Health, Inc.
Seniority Insurance Group, LLC is a non-government entity, a health insurance agency. We do not offer every plan available in your area. Currently we represent 7 organizations which offer 40 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. We represent Medicare Advantage [HMO, PPO, and PFFS] organizations and stand-alone PDP prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. Extra benefits require enrollment in an MA plan and depend on whether you are eligible to enroll in an MA plan in your area. Benefits are available only in select areas.
Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease.
The purpose of this communication is the solicitation of Insurance. Contact will be made by an insurance agent/producer of insurance company.
Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program.
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