Medicare made simple

Pick the right Medicare plan — without the noise.

Mailers, TV ads, "0-premium" promises — Medicare marketing is exhausting. We cut through the clutter and show you, in writing, what each plan actually covers for your doctors and prescriptions.

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Understanding the parts of Medicare

Part A
Hospital

Inpatient care, skilled nursing, hospice. Premium-free for most.

Part B
Medical

Doctor visits, outpatient care, preventive services. Standard monthly premium.

Part C
Advantage

Bundled A + B + usually D, often with $0 premium and extra benefits.

Part D
Drugs

Prescription drug coverage offered by private carriers.

Medicare Advantage (Part C)

All-in-one plans offered by private carriers. Often include dental, vision, hearing, OTC allowances, and gym memberships.

  • Often $0 monthly premium
  • Built-in prescription coverage
  • Extra benefits Original Medicare doesn't cover
  • Network-based — confirm your doctors first

Medicare Supplement (Medigap)

Pairs with Original Medicare to cover deductibles and coinsurance. Use any doctor that accepts Medicare nationwide.

  • Predictable out-of-pocket costs
  • No networks — see any provider
  • Great for frequent travelers
  • Plans G and N most popular

Open Enrollment runs Oct 15 – Dec 7.

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